My little girl is not even 3 years old, but she loves talking on the phone. The other day on her phone she was talking, talking, talking, so I asked her, "who are you talking to?" And she continued talking on the phone and said, "I KNOW. Mommy doesn't stop talking!" Of course, I cracked up and told her, "get off of the phone" and she told me, "chill out Mommy, chiiiiiill out!"
Here she is, on the phone again. In case you're curious what she's saying, I think it's, "I was wondering" and "I was starting to wonder..."